Protection and guidance by
injury attorneys you can trust.

Month: April 2013

Posted on April 30, 2013 in
The short sale process can sometimes be overwhelming if you don’t understand the events that will take place and the timelines for these events to occur.  These processes can vary slightly from lender to lender but essentially, they will be similar. To begin with a short sale you should first consult a qualified attorney to...
Posted on April 27, 2013 in
The FTC recently released a report detailing how the debt buying industry works.  The report found that debt buyers paid an average of 4.0 cents per dollar of face value debt.  Importantly, the FTC also produced statistics showing that many debt buyers may not possess the information necessary to properly comply with the Fair Debt...
Posted on April 24, 2013 in
The first time you seek out a Las Vegas personal injury attorney can be a daunting task.  You have no doubt seen the countless advertisements for personal injury attorneys; how do you possibly choose?  Choosing a lawyer is really no different than choosing a doctor, a plumber, a mechanic or any other person that provides...
Posted on April 22, 2013 in
HARP 2.0 HARP is the government sponsored Home Affordable Refinance Program.  It is currently available to homeowner’s whose loans are owned by Fannie Mae or Freddie Mac.  Under this program a homeowner that is presently underwater on their mortgage will be able to refinance their home, generally over a new 30 year term, to current...
Posted on April 19, 2013 in
The Federal Trade Commission recently released its “Top 10 Complaint Categories for 2012.”  The second most frequently occurring complaints received by the FTC were in regards to debt collection.  Specifically, the FTC received approximately 1,920 complaints from Nevada consumers regarding debt collection activities.  Importantly, these numbers from the FTC do not include lawsuits filed by...
Posted on April 19, 2013 in
Which Employers Have to Pay Overtime Although the vast majority of employers have to pay overtime, not all do. To figure out whether your employer has to pay overtime, first determine whether it’s covered by the federal Fair Labor Standards Act (FLSA), the federal wage and hour law that sets out the overtime rules. Generally,...
Posted on April 17, 2013 in
If you are considering a short sale, then you probably have questions about your potential liability on the deficiency—the portion of the mortgage not covered by the sale of the home. This is a legal question, and legal questions require legal advice.  Real estate agents are prohibited from giving legal advice. Unfortunately, many real estate...
Posted on April 15, 2013 in
UM/UIM insurance stands for underinsured motorist insurance, and it is insurance you can purchase to protect yourself and your family in the event you or your family are injured by someone with too little insurance.     For example, if a driver rear-ends your vehicle and has $15,000 of insurance, but causes injuries to you...
Posted on April 11, 2013 in
The Fair Labor Standards Act (FLSA) is administered by the Wage and Hour Division (WHD). The Act establishes standards for minimum wages, overtime pay, recordkeeping, and child labor. These standards affect more than 130 million workers, both full‑time and part‑time, in the private and public sectors. Who does The Act cover? The Act applies to...