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Month: June 2013

Posted on June 12, 2013 in
What are HUD and Fannie/Freddie doing about the REO and Shadow Inventory? FHA:  Notes Sales and Distressed Asset Stabilization Program In 2010, FHA began its Note Sales program.  Essentially, FHA sold off notes of homeowners that they could not assist under their guidelines in an effort to allow for more options under a different investor. ...
Posted on June 11, 2013 in
Q:        How do I obtain a copy of my credit report? A:        There are multiple ways to pull a copy of your credit report online.  The majority of credit report websites charge a minimal upfront fee (sometimes as low as $1.00) and then usually charge a monthly fee (generally around $15/month) which allows you to...
Posted on June 5, 2013 in
Recently a report was released by HUD and FHFA (Fannie Mae and Freddie Mac) that sheds some light on the issue of  “Shadow Inventory”.  This report is from the Federal Housing Finance Agency Office of Inspector General.  There was some concern in the housing industry that the banks were holding on to huge inventories of...