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Month: July 2013

Posted on July 31, 2013 in
A Jury, in Federal Court, recently awarded Julie Miller $18,600,000 in her lawsuit against Equifax for failing to correct significant errors in her credit report.  The verdict has prompted discussion about credit reports and verdicts under the Fair Credit Reporting Act.  The verdict has resulted in many people asking themselves: “really?” and “is a credit...
Posted on July 29, 2013 in
After attending numerous mediations throughout the course of this year, it is still apparent that homeowners are at a severe disadvantage when going up against the bank during foreclosure mediation.  New mediation rules went into effect on January 1, 2013 that were supposed to make it more likely to come to an agreement at mediation...
Posted on July 24, 2013 in
A contingent fee is any fee for services where the fee is payable only if there is a successful outcome.  In the personal injury world, this is how attorneys usually get paid.  Rather than charge an hourly rate that is payable by the client as the services are rendered, a personal injury attorney waits to...
Posted on July 17, 2013 in
Last week, the FTC handed down an unprecedented fine – 3.2 million dollars – to NCO, a large debt collector.  The FTC also placed restriction on NCO and made findings that could have a substantial impact on debt collection going forward.   There are a handful of requirements in the consent decree, which will likely impact...
Posted on July 5, 2013 in
The Las Vegas Valley is apparently recovering from the recent housing crisis.  Home prices are increasing, unemployment is decreasing and tourism is on the rise.  While, as a whole, our economy appears to be on the mend, uncertainty remains as to our looming personal “credit crisis.”  You may be affected, or are already being affected...
Posted on July 3, 2013 in
In 2012, the Centers for Disease Control reported that more than 45 million U.S. residents did not have healthcare insurance.  Additionally, a staggering 57.5 million Americans were uninsured for at least part of the year. What happens when you fall into this category of uninsured Americans and are involved in a car accident or suffer...